Synovus Card Alerts makes it easy for you to get real-time alerts about your account activity by e-mail, text, or in-app. At Synovus, deposits that will be available on the next business day are credited to your account first. Here's what you need to know to understand how much money is really in your account — and how to avoid overdraft fees. The Synovus Connections® Visa Prepaid Card mobile app lets you have 24x7 access to information about your reloadable prepaid card. Preferred Account – The Preferred Account offers several options to avoid the $25 monthly service fee. Banking has never been easier. Certificates of Deposit. Editor’s Note: You will need to open a new consumer checking account at the Reynoldstown branch to be eligible … To earn $300 bonus, you must perform 15 debit card transactions within 60 days of account opening. Still have questions? If you're going to be cutting it close, it's important to understand your bank's specific funds availability policy to avoid any problems or overdraft fees. With the My Synovus Mobile Banking app start banking conveniently and securely from virtually anywhere. Some institutions may post multiple times in a day or post live, so it is important to understand how your institution works. You can open an account online or visit us at your local Synovus branch to open an Inspire checking account. Easily access your money. First time logging in? Earn more interest by maintaining higher deposit & investment account balances with Synovus. Overdrafting on your account is a real pain, especially considering overdraft fees can be as much as $40. Access Checking – Maintain a $1,000 average daily balance or have $500 in Direct Deposits made to your account during the monthly statement cycle to avoid the $10 monthly service fee. Third-party sites may contain less security and may have different privacy policies from ours. Parts 1024.35 and 1024.36, then you must send written notice to us at Synovus Bank, Attention: Mortgage Customer Service, 800 Shades Creek Parkway, MS 130, Birmingham, AL 35209. If you choose to use your card to make payments through a merchant’s website or phone service, and/or to make online purchases, you should always use the 16-digit card number and expiration date . (For example, are items processed according to date and time you made the transaction, or are they first grouped by type of transaction and then processed by the time that transaction was received at the bank?) Approval of any bank product or service is not contingent upon purchasing insurance from Synovus Bank. ‎With the My Synovus Mobile Banking app start banking conveniently and securely from virtually anywhere. Your available balance typically reflects items that have been paid from your account, as well as certain same-day transactions (such as debit card purchases and direct deposits) that are pending. Savings. If you would like to assert there has been an error made with the servicing of your consumer mortgage loan, or if you would like to request information about the servicing of your consumer mortgage loan, and if you would like your assertion or request to be treated in accordance with the procedures provided in 12 C.F.R. / Archives for Synovus Bank Checking Account. It's important to know how your bank prioritizes items to be debited from your account. Simple Account Management • Review activity and balances in your Synovus checking, savings, loan, and credit … In an article for The Balance, Certified Financial Planner Justin Pritchard outlines typical funds availability policies.1. Checking Accounts. Investment products and services provided by Synovus are offered through Synovus Securities, Inc. (SSI) a registered Broker-Dealer, member FINRA/SIPC and SEC registered Investment Advisor, Synovus Trust Company, N.A. This means that any deposit amounts that have cleared are available to be used for those payments. If you spend all of your available funds available before these recurring items are presented for payment, you risk overdrawing your account and incurring significant fees. Check your latest Synovus Bank account balance and search recent transactions by date, amount, or check number. Life (and the occasional overdraft) happens! This might include checks that haven't been cashed yet or recurring payments. Plus if you request a balance transfer over the phone or with your local banker, there is no transfer fee either! We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information. Deposit checks on the go, send or receive payments from friends and family, pay bills, transfer money between accounts, view balances, and find Synovus locations. Synovus Plus is a relationship program that gives you access to a free checking account, personalized advice from a branch advisor, banking discounts and preferred rates on your savings accounts. Trust services for Synovus are provided by STC. Your key to world-class wealth management. If so, the purchase is authorized and a hold for the amount of the purchase is placed on your account. For example, if you make a purchase with a debit card or credit card, it will almost always show as pending immediately when you view your account online or in a mobile banking app. That's why it's critical to keep track of items that haven't yet been paid from your account. You can obtain more information about SSI and its Registered Representatives by accessing BrokerCheck. Checking. When your bank settles deposits and payments at the end of the business day, they typically process items in a particular order. If you would like to assert there has been an error made with the servicing of your consumer mortgage loan, or if you would like to request information about the servicing of your consumer mortgage loan, and if you would like your assertion or request to be treated in accordance with the procedures provided in 12 C.F.R. To qualify for Synovus Inspire, customers must have an Inspire checking account 8. Deposit checks on the go, send or receive payments from friends and family, pay bills, transfer money between accounts, view balances, and find Synovus locations. Here's a quick guide to four key banking concepts you need to understand to avoid overdrafting your account. A posted transaction is a transaction that has been fully processed and completed. Synovus customers can easily access account information online through personal computer or mobile devices using My Synovus. For example, if you make a purchase with a debit card or credit card, it will almost always show as pending immediately when you view your account online or in a mobile banking app. Get the annual and quarterly balance sheet of Synovus Financial Corp. (SNV) including details of assets, liabilities and shareholders' equity. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. Check your available balance, pay bills, transfer funds, deposit checks, and sign up for alerts. During posting, “pending" transactions that have been received throughout the day and are ready to be settled (paid) will become “posted.". For residents of Georgia, Synovus Bank is offering $300 bonus when you open a new consumer checking account at the Reynoldstown branch before April 30, 2018. Pending transactions are transactions that haven't been fully processed yet. Synovus Bank, NMLS #408043. We don't endorse to guarantee the goods or information provided by third-party sites, and we're not responsible for any failures or inaccuracies. Enjoy flexible access . Synovus Bank Checking Account Bonus: $300 Promotion (Georgia only) *Reynoldstown Branch* By Anthony Nguyen Last Updated: December 21, 2017. Third-party sites aren't under our control, and we are not responsible for any of the content or additional links they contain. This page is updated frequently with the latest Synovus Gateway migration information and tools, so be sure to check back periodically. We're here to help. That's because the bank needs to verify that the deposit is legitimate and will place a hold on the funds until the issuing bank sends the money over to your bank. Banking products are provided by Synovus Bank, Member FDIC. You are about to leave the Synovus web site for a third-party site. 5 tips to help you become financially fit in 2021. As long as you have a Checking Account with Synovus Bank, your account number and routing number, you may immediately start. You have certain rights under Federal law related to resolving errors and requesting information about your mortgage account, and you may learn more about your rights by contacting Synovus Bank, or by visiting http://www.consumerfinance.gov/mortgage/. (STC), GLOBALT, a separately identifiable division of STC and Creative Financial Group, a division of SSI. Grow savings over time. Manage day-to-day banking. Save for a rainy day . Sometimes when you make a deposit, the money isn't available to use right away. 5 tips to help you become financially fit in 2021. The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. The checking account comes with no monthly fees, free personal checks, waived official check fees and no stop payment fees. Synovus Bank, Member FDIC, is an Equal Housing Lender and lends in the states of Alabama, Georgia, Florida, Tennessee, North Carolina, You can obtain more information about SSI and its Registered Representatives by accessing BrokerCheck. Recurring payments are payments you have agreed to have electronically deducted from your account on a scheduled basis, such as gym memberships and insurance premiums. Still have questions? Deposit checks on the go, send or receive payments from friends and family, pay bills, transfer money between accounts, view balances, and find Synovus locations. Add, Edit, or Delete Payees directly from the app. Below is all the information and details you need to earn your Synovus Bank $300 Checking Bonus! and South Carolina. Insurance products marketed through Synovus and its affiliated companies are underwritten by insurance companies not affiliated with Synovus. You are about to leave the Synovus web site for a third-party site. To order Synovus Bank Checks here is very easy. Problem is, your available balance doesn't always seem to sync up with how much money you think you have. © 2021 Synovus Financial Corp. All rights reserved. Pending transactions are transactions that haven't been fully processed yet. Skip Cancel Submit Use a Different Verification Option Forgot Username? 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