While it is impossible to flatten the curve within just two weeks, this period will provide our government the time to strengthen our medical resources, and reevaluate plans and implement better means of refining the pandemic response. Change ). So, instead of holding onto your excess cash, why not consider investing or adding position to Cocolife Fixed Income Fund, Inc.? Although appropriate measures are in place to secure the use of the interactive web service, bear in mind that the Internet in general is not totally secured, and therefore, Cocolife could not provide ultimate guarantee as to the privacy of all information available on the interactive web service. The 2020 stock market crash, instigated by the coronavirus outbreak, ended the 11-year bull run of Philippine equities. Logo. The distinction was announced through an email from International Finance Business Development Manager Sid Jain to the fund managers and was posted  later on their official website on May 4. I also request full refund of my initial payment to the policy plan amounting to Two Thousand Pesos (Php 2,000). Cocolife Fixed Income Fund, Inc. (CFIFI), managed by Cocolife Asset Management Co., Inc. (CAMCI), was once again lauded with   international prestige by bagging the ‘Best Fixed Income Fund’ award for 2020 from the International Finance Magazine. A mutual fund is an investment company that pools the funds of many individual and institutional investors to form a massive asset base. Last week, we released a newsletter providing an update on the prevailing market conditions, CAMCI’s investment and operational strategies to cope with the impacts of COVID-19, as well as the best option for clients. Economic anxiety was imminent with almost all suffering the brunt of this global health scare. Their purchases provide the money for a mutual fund to buy securities such as stocks and bonds. Cocolife Asset Management Company, Inc. All Rights Reserved. ( Log Out /  Applicants may submit or e-mail their Comprehensive Resume, Transcript of Records and most recent 2x2 picture to: Jona Marie V. Cruz. I clearly asked the agent about this and I was told they will only deduct once from my credit card but when I got the time to check all the documents I signed, it turned out the plan is to be auto-renewed yearly. Can i cancel mine. Meanwhile, Cocolife Fixed Income Fund, Inc.’s resiliency is anchored on its ability to weather extreme volatility, recording consistently positive returns since its inception. Holding investments for the long-term was the most effective strategy to tide over the volatile market. Just like any crises, we believe that the there will be an eventual recovery and that the long-term view for the Philippines remains positive. The person selling you the scheme hurries you. With the rollout of vaccines continuing, we expect recovery could be underway simultaneously. For me, I conclude that it is a scam. A mutual can make money from its securities investments in two ways: a security can pay dividends and interest to the fund or a security can rise in value. Letzter Beitrag: 28 Mär. Person making disclosure : _____ Position: _____Unit: _____ SECTION 1 - CONFLICT OF INTEREST . READ MORE Mutual Fund Backgrounder. The person selling you the scheme won’t give you anything in writing. Not all the money you pay will be saved for your future use; there are fees and charges to be collected. Hi Judy, inquire ur banks about the possibility of cocolife accessing ur account even if u change password. Hence, we would like to extend our assurance that despite the extended ECQ, we at CAMCI are still actively monitoring our Mutual Fund portfolio and looking after your investments. Under MECQ, the movement of people shall be limited anew as quarantine passes are required and public transportations are suspended. The PSEi is now trading at 9.6x forward earnings, less than half of its peak and the lowest since 2008. Cocolife Reviews. Impact of Accounting Principles on the P&L Statement. Cocolife. We are in a bleak situation and it is unclear how the stock market will fare over the short-term. Cocolife Mixed Trial Pack $ 44.99 Add to … Such event was not only a rare case as capital markets across the globe tumbled amid the extreme volatility. The person selling you the scheme tells you to decide based on your “gut” feelings. Like Oxen, we hope that your consistent effort, patience, and determination will bring you closer to your goals and seize abundant investment opportunities moving forward. My Account; 0. The decision was reached following the call of our medical frontliners for a ‘timeout’, who sounded off a distress signal concerning our healthcare system. Under his helm, the three mutual funds were consistently recipients of awards … Good thing, I read articles from the internet about people getting reimbursement when they cancelled within 15 days after they got plans from COCOLIFE. The revision implements … Cocolife reserves the right to cancel or deactivate user accounts without prior notice. How is CAMCI dealing with the current crisis? So we are encouraging our valued investors to INVEST NOW! Muntik n ko mgsuicide pra lng my mkuha aq at nadepress aq dhil dun. Turn down money request accompanied by high pressure warnings like “Tomorrow will be too late”, “Positioning is important” or “Act now because there will soon be long waiting lists of others who want to take advantage of this golden opportunity.”. But year after, the stock market recovered 63% and the bull market continued until last year, giving a 10Y CAGR of 10% and cumulative return of 145%. Gourmet Sprays. While side effect issues are linked to the vaccine alongside the new strain of the virus, many are still hopeful with the expanded immunization campaigns internationally. Mutual Funds are not deposit products, and, as such, yields are not guaranteed. Cocolife is committed to give you the financial freedom to live your dreams. It does not automatically give a company the authority to engage in all types of business activities such as lending, selling of securities and investment contracts, investment taking, etc. Let CAMCI provide you the professional help needed to help you stay on track with your financial goals. Our list of products and services are designed to answer your specific needs. Accumulating for the long-term, especially for those with excess cash, can ride the current market trend, in anticipation of an eventual recovery. 6807 Ayala Avenue, Makati City 1226. Investments and redemptions are still accepted via the IRO (via email) or through the client’s Investment Specialist. POLICY STATEMENT Recognizing the importance of a safe and healthy workplace, Cocolife is committed to promoting and supporting an environment where healthy lifestyle choices are encouraged and advocated to its employees. A market correction, as what has been occurring across the globe, was largely attributed to the panic and fear over the COVID-19 pandemic. We would like to inform you that the management is ready to adjust its operations and workforce depending on the decision of the government, on whether the ECQ will be lifted on April 30, 2020 or will be extended. The economic impacts are underscored by the prolonged loss of economic activity, for which we are expecting a lower GDP print at least in the first half of the year, and its effect can still linger if the government fails to swiftly contain the virus spread. What matters is how long we hold it. It only proves that the old investment chesnut is correct: “Time in the market beats timing the market.” But it is also true that the anatomy of each bear market is different. What is the best option for investors at this volatile market? To confirm that the company or individual is properly licensed to conduct the business in question and has no history of violating the law, get in touch with the SEC. This back-to-back recognition proves that we are serious in our commitment to deliver superior performance to our investors. We at CAMCI remain to our commitment to provide resources in managing your finances during these difficult stretches. Then read the small print carefully, particularly on refund, and make sure you understand the terms thoroughly before signing any kind of commitment. Jobs; Companies; Salaries; Interviews; Search. Is this your company? Please provide your personal information: Your contact details will be guarded by Cocolife Asset Management Company, Inc. (CAMCI) with utmost confidentiality and can only be accessed by selected individuals who are provided with authorized user level access and password management systems. Stopping is different from adjusting. Please consider this request as soon as possible. Just recently, the government has extended the Enhanced Community Quarantine until April 30, 2020 to fight the further spread of Covid-19. ( Log Out /  CAMCI, through the IRO, Sales, Investment and Research teams, will employ strategies to deal with the COVID-19 impacts, and will work tirelessly to aid you in your investment decisions during this difficult time. In the observance of the Holy Week this Lenten season, we join you and the Filipino people in prayer to overcome the adversities and challenges during these trying times. Moreover, CFIFI has been named as one of the best mutual funds in the industry, consistently bagging awards from the Philippine Investment Funds Association (PIFA). As the government enforced lockdown measures since mid-March or for nearly five months, the nation’s economy slipped to a technical recession. As long as you have the extra cash you’re willing to invest over the long haul, buying stocks today will lead to wealth creation over the next years. Just imagine your favorite branded shoes or bag suddenly on steep discounts, wouldn’t you grab the opportunity to buy? The price at which we bought a share was not important. Abbrechen 0 Warenkorb 0 Artikel in Einkaufswagen. Mr. Artemio A. Tanchoco, Jr. is the Director and President of Cocolife Asset Management Co., Inc., United Fund, Inc., Cocolife Fixed Income Fund, Inc. (since 2003) and Cocolife Dollar Fund Builder, Inc. (since 2008). Clients are also able to maximize their profit or earnings given the power of pooling the funds together even with a small capital. 23.011 Personen sprechen darüber. Much has happened in over three months. Despite this, the fund fares better than its benchmark, the Philippine Stock Exchange Index (PSEi). ( Log Out /  We help you fight inflammation, increase your energy and feel fantastic with 100% pure and chemical-free, health-boosting plant-based foods. I purchase a personal accident plan today thinking that it is a term plan to be paid for one year only but it turned out it’s payable in 10 years. Cocolife Future Savings Platinum is exclusively available for mall clients, with minimum coverage of P 100,000.00 payable for 10 years. It is true that there’s a possibility that we have not yet reached the bottom of the market downturn. With Cocolife Future Savings Platinum, clients will also enjoy scheduled cash bonuses: 10% of the coverage at the end of the … Note: C$FB is benchmarked against interpolated 9-year ROP yield (based on ROP 28 and ROP 31). I’m not marking Cocolife as a spam insurance company. Create a free website or blog at WordPress.com. Many would ponder, is now a good time to buy stocks? global financial crisis in 2008), and that our relentless commitment to deliver sound investment choices is stronger than ever. The high risk of uncertainty prompted the investment team to embark on sound, and prudent decisions that will best protect the funds and the investors. It might not seem obvious by looking at a profit and loss statement, but the final figure at the bottom (i.e., the total profit or the total loss) may be very different from the actual amount of cash that’s made or lost. Saving and planning for the future can be difficult at this moment of uncertainty and for most who are currently experiencing income volatility and lack a stable financial cushion. The person selling you the scheme is having a hard time explaining how the investment works and how your money actually earns. As we move through this unprecedented time, a time when we are worried about our financial futures, let us assist you with the access to funds needed to build financial security. sinabi ko nangyari na nagpunta na ko sa branch for cancellation pero di tinanggap saka di ako nainform na naka autodebit, sabi pa nga sakin ok lang naman kahit di ko mahulugan agad basta wag lang daw aabot ng taon. United Fund, Inc. has registered losses due to the contagion, in sync with equities markets across the globe. For the stock fund, the current strategy is hinged on the reallocation of portfolio to stocks with long-term/historical fundamentals, which are expected to lead the market upon recovery – as they been in previous market crashes. 8 Reviews. If you want to make a lot of money from a small investment in a short amount of time, wishful thinking often take over where common sense should step in. CAMCI is devising ways to continuously cater to the needs of its investors during the Luzon-wide enhanced community quarantine. As one, we will overcome this crisis. Note that the reason the economy has dropped so sharply is because we have a global pandemic happening. As we have stated from our previous newsletters, windows of opportunity present itself in a volatile market. This marks the second consecutive year that CFIFI has been  recognized as the Philippines’ Best Fixed Income Fund by the International Finance Magazine, after receiving the trophy and plaque for the same award for 2019 in ceremonies in Bangkok, Thailand held last January 31,  2020. At present, we are effectively accommodating customer inquiries and requests coursed through email addressed to the Investor Relations Office. Remember, “if it sounds too good to be true, it usually is.” It is far better to wait and lose an opportunity than to take the plunge and lose everything. Volume 8: President’s Chinese New Year Message, Signature Card for Institutional Investor, 2015-2016 Fed Rate hike / China slow down. Accumulating for the long-term, especially for those with excess cash, can ride the current market trend, in anticipation of an eventual recovery when the dust settles. Certificate of Release Form: The form is used for claiming the Policy Admin Benefit Releases and Refunds. Can you provide insights on what is happening with the market? We would also like to invite our investors to review your financial objectives as this crisis can bring life lessons and opportunities in the future. Visit our website (www.cocolifeasset.com) to register, view your statement of account, answer investor questionnaire for risk profiling or send a message. Depending on one’s risk tolerance and investment horizon, you may consider investing or adding position to United Fund, Inc. UFI is a growth-oriented mutual fund which seeks to maximize income and maintain liquidity of investments, through a diversified portfolio of listed equity issues. Just recently, CFIFI has been recognized as the “Best Fixed Income Fund – Philippines 2020” by International Finance for the second consecutive year. Overview Overview. Furthermore, we are optimistic with the monetary and fiscal policy plans of the government, supporting the economy’s recovery from the pandemic. Locally, the coronavirus has been responsible for the lockdown imposition of Luzon, which resulted to less discretionary consumption, little to no private investments, crippled business operations, and the less economic activity. This is advisable for investors who do not have the expertise or time to manages their own funds. The … Simple questions, but that was set-up for you. Ask for a prospectus, offering circular, financial statement, or other similar document before you even consider investing. If ever you see COCOLIFE agents in malls, avoid them like plague. BE ALERT!! In compliance with COCOLIFE’S Code of Ethics and Conflict of Interest policy, disclosure of relevant significant financial interest is required of all managers and officers of the company. Suchen Auf Microsoft.com suchen. Certainly, this pandemic and the resulting economic downturn had forced many of us to put our financial goals on hold. As Mark Twain says “History does not repeat itself, but it often rhymes.” Investors saw their portfolios lose 48% or more during the financial crisis in 2008. Further, we may note that the greatest returns were made by investing for the long-term. The person selling you the scheme promises you big profits with little or no effort on you part. But, speaking of the agents, this is where the issue comes. How To Cancel Cocolife’s Insurance Policy September 24, 2015 September 11, 2019 / G.Kabalyero Imagine one day, you are leisurely walking in a mall trying to enjoy your precious free time, then suddenly, someone appears out of nowhere inviting you for a promo or raffle prizes in exchange of your basic information and a proof that you have an active bank account. Original or certified photocopy of statement of account or original copy of the certification from the hospital showing inclusive of confinements dates; Original official receipts of expenses incurred during the confinement ; Admission & discharge summary, laboratory test, etc. Such prudence and due diligence in managing your investments have allowed our stock fund to outperform its benchmark, and generate encouraging returns for the peso bond and dollar balanced funds. Farmon: A Beginner’s Investing Experience, Online Shopping Review: Olay Night Ritual Set from Lazada PH, May Pera sa Resibo: Earn Cash Back from SNAPCART, Sample Letter: How to Cancel Cocolife Personal Insurance Plan, Learning and Creativity: What made me remarkable to Brian Tracy’s Team. sa august na magsisimula hulog. Just three months into 2020, Philippine equities have been on the volatile side, characterized by the deeper downswings even worse than the performance during the Asian and global financial crises in 1997 and 2008, respectively. However, there is no need to worry, since we have a fund for our clients who want safety of investment despite market uncertainties. As one, we are facing a truly extraordinary situation. Clients can invest in UFI for as low as 1,000 (initial investment) and 500 (subsequent investments), and reap the same percentage as those who invested with a higher amount. The acclaim given by the International Finance proves CFIFI’s stellar, yet ‘consistently consistent’ performance in the industry. CAMCI also continues to provide fund reports, market updates and investment advisories to keep you abreast of how current events affects your investments. By taking simple actions, you can help protect your way of life far into the future. Welcome to the Official Facebook Page of COCOLIFE! For Employers; Sign In to Employer Centre; Post a Job; Employer Blog; Talk to Sales; Post Jobs; Write Review; Sign In. We understand that some investors are uncomfortable with bearing heavy losses, but rest assured that the management is rebalancing UFI’s portfolio actively, and is conducting defensive stock-picking initiatives and taking advantage of rallies to book gains. A scam is a trick to cheat you of your money, carried out by people who seem smart and charming but are actually looking for ways to take your money without your knowing it. ( Log Out /  Please feel free to communicate with us to raise your concerns. If due to accident refer to Accident Benefit Claim for additional requirements; Claimant statement; Other … Habe ich in einer Nachricht von einer Kundin erhalten. Companies. Sadly, many individuals/families even struggled to get by, forced to tap their nest eggs for buying/paying essentials. While we are waiting for the flattening of the curve and that things get better, we, at Cocolife Asset Management, want to guide our investors with their investment decisions. Despite this global pandemic, the company will continue to uphold its vision “leading the way towards financial freedom”. You understand that you are going to attend an "orientation to know more about cocolife"; and; It will take about 45 minutes. Replies. 6807 Ayala Avenue, Makati City Subject: Cancellation of GPA Policy I would like to inform you of my intent to cancel my GPA Policy Number T-11-042 effective today May 15, 2017. Cart Total: $ 0.00. Don’t fall for it. CFIFI is an income-oriented mutual fund, which seeks to generate regular interest income, consistent with its policy to preserve capital and to maintain liquidity of its investments through a diversified portfolio of corporate bonds, government securities and other fixed income instruments. Please always feel free to contact your Certified Investment Specialist or our Investor Relations Officer for your needs and concerns. This differs from the internal customer account statement, which always displays amounts in the accounting currency for the legal entity. The assets are then entrusted to a full time professional fund manager who develops and maintains a diversified portfolio of security investments. Copyright © 1999-2021 Throughout the transition of adapting to the new normal and even as uncertainties linger, we remain committed in leading the way. As of April 22, 2020, the fund’s returns, which are not subject to withholding and/or income tax, are as follows: While CAMCI management and staff are working from home, we can be reached by our valued investors through the company’s website and email. We can be reached to help you. The coronavirus pandemic has interrupted life in an unimaginable way, causing extreme strain to governments, businesses and people. I have nothing against cocolife and I believe the people handling this won’t try to take ur money unless u have a contract with them but ur account is a debit card once its gone its hard to retrieve na unlike … Each year, the company handpicks exceptional businesses to honor their utmost contributions in benefiting the global finance community. In recent years, CFIFI has also proven its remarkable quality in the industry being hailed and awarded by other international companies such as Thomson Reuters Lipper Fund (Best Fund – Bond Philippine Peso, 2010), International Business Magazine (Best Peso Fixed Income Fund – Philippines, 2019), and Global Business Outlook (Best Fixed      Income – Philippines, 2019). Available Properties for Sale: As of September 30, 2020, here's the list of our available properties for sale. Nag … There are plans that don’t accumulate savings until your 3rd year of paying the plan. Thus, now is a good start to position in the market and take advantage of lower stock prices. Are investments and redemptions still accommodated? It has magnified concerns on our financial health, with risk of significant reduction and even loss of income due to possible illness, layoffs and temporary closure of workplaces. COCOLIFE Building. Be wary of schemes that give emphasis on recruitment of members or “downlines”, particularly if the product being offered is overpriced, as the same may be a disguised pyramiding scheme. Maintaining a savings mindset, however, could keep our focus on the long-term. Viele übersetzte Beispielsätze mit "statement of account" – Deutsch-Englisch Wörterbuch und Suchmaschine für Millionen von Deutsch-Übersetzungen. I would like to inform you of my intent to cancel my GPA Policy Number T-11-042 effective today May 15, 2017. For the peso bond and dollar balanced fund, the investment team continues to monitor inflation and interest rate movements locally and globally and strategize accordingly. Even if it’s a very small amount, it is vital to try to keep going, keep the momentum moving and keep benefiting from compounding. CAMCI has overcome crises like this in the past (i.e. Certified Investment Solicitors (CISols) can also be easily accessed through their phone numbers and emails. With over 100,000 confirmed cases of Covid-19 in the country, Metro Manila and neighboring provinces were placed back to a stricter modified enhanced community quarantine or MECQ from August 4 to 18. The returns of CFIFI are remarkably superior to the Investor Relations Officer for your needs and concerns the at. Claim that it is very important for our clients to be worse than the initial lockdowns March. Current events, we maintain our accrual based investments so as to the... Interested with the impacts of COVID-19 has dropped so sharply is because we have not reached. And strong – Deutsch-Englisch Wörterbuch und Suchmaschine für Millionen von cocolife statement of account most effective strategy tide. Situation for everyone, especially with the benefits and coverage thereof Officer for your loyalty support. Naka autodebit pala account ko is 90k, kya sobra g pagsisisi ako now people as the. 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